Supplemental Health Insurance Solutions To Help You Cover Expenses Your Major Medical Won’t
Injuries or major illnesses like cancer create two types of expenses. Medical expenses are generally covered by traditional health insurance policies. Non-medical expenses, on the other hand, are related costs that you pay for out of your own pocket as a result of things like coverage limitations, deductibles, travel costs and lost wages. Platinum offers affordable supplemental health insurance policies* to help cover these unexpected necessities, so you can focus on your recovery, not your expenses.
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Your policy pays large lump-sum cash benefits directly to you to help ease the financial burden during the most difficult days. |
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You can choose from affordable premium options that aren’t impacted by your age or health. |
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You’re paid regardless of any other insurance you may have. |
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Because benefits are paid directly to you, you choose how to use the money. |
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You can choose your preferred doctor or hospital for care. |
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Products to Keep You Financially Secure And Focused on a Full Recovery
Cancer, Heart Attack & Stroke Coverage
Have you ever thought about how you would manage the high out-of-pocket expenses of a common serious illness or health event? It’s a familiar concern among Americans, even though most people have major medical insurance. That’s why we offer a policy packed with benefits that can pay you directly—on top of any other insurance you may have.
Accident Coverage
No one expects to experience a serious accident or lengthy hospital stay. Unfortunately, even the best health insurance policies will usually leave you with uncovered expenses and out-of-pocket costs. Most Americans can’t weather such a sudden, unexpected pull on their finances. The accident supplemental insurance policy marketed by Platinum gives you and your family a safety net after an accident.
Don’t Wait Until It’s Too Late
Like all types of insurance, supplemental insurance must be in place before an incident occurs.
About half of U.S. adults find it difficult to afford health care costs.1
One in four adults skip or postpone necessary health care because of cost.2
Most Americans can’t afford an unexpected medical expense over $1,000.3
“We never second-guessed anything because we knew we had that money to fall back on for paying bills.l honestly don't know what we would have done without having that supplemental insurance. I really don't know where we'd be sitting right now."
— Laura Miller Laura's infant daughter experienced an unexpected health emergency requiring extensive hospital care
Coverage and Customer Service You Can Trust
Platinum’s leading supplemental health insurance products protect 70,000+ families in 20 states.
Our customers are always assisted by real, friendly, knowledgeable representatives.
With Platinum’s Return of Premium benefits, you can get your premiums back at the end of your policy’s term, less any claims paid.
*Platinum is an insurance marketer. Our products are underwritten by third-party carriers. An insurance agent may contact you. Not all of our products are available in all states. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state. Please call Customer Service at 1-855-637-6550 for complete details.